Residuals Nexus
Never miss a bip.
Reconciles residuals across processors, flags missing payouts, and computes sub-agent splits — the back-office an ISO would build if they had a great engineering team.
Residual reports arrive in 7 different formats from 5 different processors, often with miscoded splits, missing accounts, and silent downward adjustments. Most ISOs accept whatever number lands in their account because reconciling it by hand would take weeks. Residuals Nexus is the back-office layer that changes that.
Why this exists
Residual reports arrive in different formats from multiple processors, often with miscoded splits, missing accounts, and silent downward adjustments. Most ISOs accept whatever number lands in their account because reconciling it by hand would take weeks.
How Residuals Nexus solves it
Drop in your residual reports each month. Nexus normalizes every line, reconciles against your portfolio, flags missing or shrunk payouts, and gives you the receipts you need to dispute with the processor. Then generates ACH-ready sub-agent payout files.
The timing
Residual errors and missing payouts compound quietly, month after month, and reconciling by hand takes weeks no one has. The longer it stays manual, the more money slips by unnoticed — automating it means you finally collect every dollar you've already earned.
What's inside.
Multi-processor ingestion
Any processor residual format — major networks, regional banks, and everything in between — normalized into one schema.
Split-payment reconciliation
Tracks sub-agent splits, override structures, and revenue-share complexity that spreadsheets choke on.
Missing payout alerts
Flags MIDs that paid you last month and didn't this month — before the check clears.
Disputable evidence pack
Generates a one-click evidence package to send back to your processor when payouts are off.
Pricing is tailored to your portfolio size and processor mix. Book a demo and we'll scope a quote for your operation.
BOOK_A_DEMO →From signup to value in minutes.
Upload reports
Drop your monthly residual files from each processor.
Auto-reconcile
Nexus normalizes and matches every MID against your portfolio.
Review flags
See missing payouts, shrunk residuals, and split miscalcs.
Pay sub-agents
Generate final splits and ACH-ready payout files.
Common questions.
How long does setup take?+
Most ISOs are reconciling their first month within 30 minutes of uploading historical reports.
Can it model my override structures?+
Yes. Tiered overrides, sliding splits, and per-MID exceptions are all supported.
Does it talk to my bank?+
Nexus can export NACHA files for ACH origination, or push payouts via supported bank APIs.
What file formats do residual reports need to be in?+
Whatever your processors send — Excel, CSV, or PDF. Each format is normalized into one schema automatically, no manual reshaping.
Can sub-agents get their own view?+
Yes. Each sub-agent can get a scoped login showing only their MIDs, splits, and payout history — never the rest of your book.
Ready to put Residuals Nexus to work?
Tell us about your operation. We'll get back within one business day with access details and a tailored walkthrough.
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