Underwriting Matchmaker
Route the deal. Win the board.
Input a deal; the engine matches it to the processor most likely to approve it, with required docs, pricing guidance, and placement probability.
ISOs submit deals blind and burn time on declines. No tool maps the deal to the processor's current underwriting appetite in real time — until now. Underwriting Matchmaker turns a deal profile into a ranked list of processors with approval likelihood, required documentation, and pricing guidance.
Why this exists
ISOs burn time submitting deals that get declined, or waste cycles chasing the wrong processor for a given MCC or risk profile. Risk assessment today is gut-feel and inconsistent — and a declined board costs time and damages processor relationships.
How Underwriting Matchmaker solves it
Input a prospective merchant. The engine analyzes MCC, risk profile, average ticket, and card-present/not-present mix, then matches it to the processor most likely to approve it — with required docs, pricing guidance, and placement probability. No more blind submissions.
The timing
Every declined deal costs you time and strains your processor relationships. Matching a deal to the right processor up front means more approvals, faster boarding, and far less effort wasted chasing the wrong fit.
What's inside.
Processor appetite mapping
Maps deal characteristics to real-time processor underwriting appetite — MCC risk, volume bands, card-present ratio, and high-risk categories.
Required doc checklist
Generates a processor-specific document checklist so the submission is complete on first attempt.
Pricing guidance
Estimates the rate range a given processor will offer for this deal profile, so you can set merchant expectations before submitting.
Placement probability score
Ranks processors by approval likelihood so ISOs focus their effort on the highest-probability path first.
Pricing is tailored to your deal flow and office size. Book a demo and we'll quote it for your shop.
BOOK_A_DEMO →From signup to value in minutes.
Input deal profile
Enter MCC, monthly volume, ticket size, and risk characteristics.
Match to processors
Engine scores every processor in real time against the deal.
Review ranked results
See approval likelihood, required docs, and pricing range per processor.
Submit with confidence
Go to your best-fit processor with a complete package.
Common questions.
How current is the processor appetite data?+
Appetite signals are updated continuously from submission outcomes, not static rate sheets.
Does it cover high-risk verticals?+
Yes. High-risk MCC matching is a core feature — we map to processors and acquirers that specifically serve those verticals.
Can I use this for existing accounts, not just new deals?+
The initial release focuses on new deal routing. Portfolio re-pricing and processor migration tools are on the roadmap.
Does it only match to processors I already work with?+
Your existing processor lineup is ranked first, but the engine can also surface acquirers you don't carry when a deal clearly fits their appetite.
What happens when a matched deal still gets declined?+
The outcome feeds back into the appetite model, and you get the next-best-ranked processor with its doc checklist so the deal keeps moving.
Get early access to Underwriting Matchmaker.
Join the waitlist to be among the first to pilot this tool and help shape what it builds.
JOIN_WAITLIST →More in the toolkit.
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